Stress Less Real Estate Buying real estate can be a stressful experience for a number of reasons. It’s a lot of money, it represents a major lifestyle change and most people do it to provide financial and lifestyle benefits for their family. We cannot guarantee that there won’t be many decisions to make and many […]
Why buy Real Estate in Irvine, CA
Here are some reasons why someone might choose to buy real estate in Irvine, CA: Strong job market: Irvine is home to many large corporations, including technology companies and startups, which provide a strong job market for residents. High quality of life: Irvine is known for its high quality of life, with a range of […]
Escrow
Escrow is a service that provides the public with a means of protection in the handling of funds and documents. It enables the buyer and the seller to transact business with each other through a neutral party, thereby minimizing their risk. During the escrow, all parties involved give their instructions to this neutral intermediary, the […]
Millennials
Millennials born between 1982-2000, now number 83.1 million and represent more than one-quarter of the nation’s population. Their size exceeds that of the 75.4 million baby boomers. Millennials are on track to becoming the most educated generation in history. This means they are also the generation with the most student debt. Depending on the type […]
Buying – What Not To Do
Don’t make a major purchase of a vehicle. An increase to your debt ratio reduces the amount of your monthly income. Wait on that new car! Don’t change Jobs – Unless you have to. Lenders like consistency and W-2 Income. Don’t give earnest money deposits directly to the seller, ever. Good faith money goes into […]
Loan Approval
Loan Approval : borrowers need to get these documents ready before they get serious about buying a new house. 1. Copies of W2’s for the last two years If Self-employed Proved year to Date P and L statement and a complete set of returns for your business (K-1, 1120’s 1065’s, etc) 2. Copies of your […]
Buying – Getting a Loan – What Not To Do
Every buyer is different and every deal is unique. I have learned that being the reasonable voice, the guy who comes up with solutions not problems. Buying a home is a process. I love to guide buyers through What Not To Do Do not change jobs, become self-employed, or quit your job. Do not buy […]