Stress Less Real Estate Buying real estate can be a stressful experience for a number of reasons. It’s a lot of money, it represents a major lifestyle change and most people do it to provide financial and lifestyle benefits for their family. We cannot guarantee that there won’t be many decisions to make and many […]
Buying – What Not To Do
Don’t make a major purchase of a vehicle. An increase to your debt ratio reduces the amount of your monthly income. Wait on that new car! Don’t change Jobs – Unless you have to. Lenders like consistency and W-2 Income. Don’t give earnest money deposits directly to the seller, ever. Good faith money goes into […]
Loan Approval
Loan Approval : borrowers need to get these documents ready before they get serious about buying a new house. 1. Copies of W2’s for the last two years If Self-employed Proved year to Date P and L statement and a complete set of returns for your business (K-1, 1120’s 1065’s, etc) 2. Copies of your […]
Top Tips for Buying a Home
Buying a home is an important life decision. Make sure you consider these important tips before you buy: 1. Look at your finances and decide how much you can afford.2. Make sure to physical inspect the home and property for potential fixes and hazards.3. Tour the neighborhood at different hours to get a feel for the […]